At Brady Insurance we aim to match your insurance needs with the right company. We specialize in Erie Insurance and also offer coverages from other companies.
Liability insurance helps protect drivers when they’re responsible for an accident that injures other people or damages other people’s property. Drivers are required to have this coverage in nearly every state.
Comprehensive coverage covers damage to your vehicle that’s not caused by a collision, such as fire, theft or when you hit a deer.
Collision insurance covers your car or truck when it’s in an accident with another vehicle. It also covers you when you hit an object like a tree or a pole that’s not covered under car comprehensive insurance.
MONEY-SAVING BENEFITS OF HAVING AN AUTO POLICY WITH ERIE:
SAFE DRIVING DISCOUNT
If you’re a safe driver with a good driving record, you could get a discount on your auto coverage.
CAR SAFETY EQUIPMENT DISCOUNTS
You can save on your insurance coverage if your car is equipped with safety equipment like factory-installed air bags, passive restraint, anti-theft devices and anti-lock brakes.
MULTI-CAR DISCOUNT
If we insure two or more of your cars, you could qualify for a discount. (All the vehicles in your household must be owned and used by the driver we insure.)
MULTI-POLICY DISCOUNT
A discount is available if you have a qualifying life insurance policy or home policy in addition to your ERIE auto insurance.
REDUCED USAGE DISCOUNT
If you’re not using your car for at least 90 consecutive days during the policy period, you could be eligible for a discount on your car insurance.
YOUNG DRIVERS
Unmarried drivers under 21 who reside with their parents may be eligible for additional savings on their car insurance.
ANNUAL PAYMENT PLAN
You can save by paying your auto premium in one lump sum.
| Endorsements | Erie | Typical Competitor |
|---|---|---|
| ERIE Rate Lock | Yes. Learn more about Erie Rate Lock here | No. |
| First Accident Forgiveness | Yes, no surcharge the first time you’re at fault in an accident after you have been a customer for three years | Costs extra. |
| Diminishing Deductible | Yes, reduced by $100 for each consecutive claims-free policy year, up to a maximum of $500. | Sometimes available and costs extra. |
| Bundled Coverages | Yes, if you own several cars you can expand your auto coverage for just pennies a day. | Stand-alone feature with per vehicle fees. |
| Coverage Options | Erie | Typical Competitor |
|---|---|---|
| Transportation Expense/ Rental Car Coverage | Yes. Learn more | Daily dollar limits and payment ends upon settlement. |
| Roadside Service | Yes. Learn more | Typically only a certain dollar amount. |
| New Car Protection | Yes (certain conditions apply). Learn more | Limited; may be only available for the first year after purchase. |