Life Insurance

If you have people who depend on you, you need life insurance. Even though it’s hard to think about a day when you might not be there for your family, it’s important to plan for them.

Why Buy Life Insurance?
  • Burial expenses
  • Pay off debt
  • Income for loved ones
Life Insurance OptionsWhat It IsWho It’s For
Term LifeSelect from a 10-, 15-, 20- or 30-year plan to protect.People who need cost-effective protection for loved ones left behind.
Whole Life
Protection with premiums and coverage that are guaranteed to remain the same for your lifetime.
People who need entire life protection for family with a guaranteed premium.
Universal LifeEntire life protection; includes a policy cash value with flexible payment schedule.People who need: 
College savings 
Estate planning
Business planning
Additional retirement savings
ERIExpress Life
Easy-to-get, easy-to-afford life insurance with a simple application process and faster approval time.
People who need affordable life insurance and protection for loved ones left behind

ERIExpress Life is easy-to-get, easy-to-afford life insurance that gives you the protection you need through a simple application process, no physical medical exam, and a faster approval time. Find out if you qualify today!

Term life insurance can be a cost-effective way to cover expenses like debt, college costs or even replace a wage earner’s income, so your loved ones will not be financially burdened.

Whole life insurance, sometimes called permanent life insurance, provides coverage for your entire lifetime. That means your family and beneficiaries are covered for the duration of your life. Whole life insurance accumulates cash value, too, providing you the option of borrowing against it. It’s a financially smart way to help protect yourself and your loved ones. You can even buy a separate policy for children, so they have coverage for their entire lives.

Universal Life Insurance is protection that offers payment flexibility and the ability to adjust the coverage amount over time. It offers low-cost protection like term life insurance and a savings element like whole life insurance.  It can help your family financially with immediate cash for funeral expenses or can be used in other ways, such as business situations, to create a charitable gift, or to help generate an inheritance.